Massachusetts Workers' Compensation Lawyer Blog
Filing a workers’ compensation claim in Massachusetts can be a surprisingly daunting process. Legal paperwork is inherently complicated, but the challenges become even more pronounced when the individual is dealing with a serious work injury or illness. Unfortunately, many claimants make mistakes that can jeopardize their chances of receiving the benefits they deserve.
Considering that the Massachusetts Department of Industrial Accidents reported over 20,000 workers’ compensation claims in 2021 alone, it would be wise for MA workers to familiarize themselves with how workers’ comp operates in the state. It’s worth noting that lack of evidence, late filing, and noncompliance with medical advice are among the most common reasons for claim denials.
Understanding Workers’ Compensation
Workers’ compensation is a state-mandated insurance program providing benefits to employees who suffer job-related injuries or illnesses. In Massachusetts, workers’ compensation covers medical expenses, a portion of lost wages, and rehabilitation costs. It also provides benefits for dependents of workers who die due to work-related incidents.
Common Mistakes to Avoid
Although workers’ compensation benefits can be reduced or denied for a seemingly-endless list of reasons, below are some of the most common mistakes to avoid when filing a workers’ comp claim.
Failing to Report the Injury Promptly
- Importance — Reporting your injury to your employer immediately is critical. Massachusetts law requires that injuries be reported within a certain timeframe.
- Consequence — Delayed reporting can lead to disputes about when and how the injury occurred, potentially jeopardizing your claim.
Not Seeking Immediate Medical Attention
- Importance — Obtaining medical treatment right after the injury ensures proper documentation and prevents worsening of the condition.
- Consequence — Lack of medical evidence can weaken your claim, and untreated injuries may lead to complications.
Inaccurate or Incomplete Documentation
- Importance — Accurate and thorough documentation of the injury, medical treatments, and communications with your employer and insurance company is essential.
- Consequence — Incomplete or inaccurate records can result in denial of benefits or reduced compensation.
Missing Deadlines
- Importance — Massachusetts has strict deadlines for filing workers’ compensation claims. These include reporting the injury and submitting claim forms.
- Consequence — Missing these deadlines can result in a forfeiture of your right to benefits.
Failing to Follow Medical Advice
- Importance — Adhering to your healthcare provider’s instructions is critical for your recovery and claim.
- Consequence — Ignoring medical advice can be viewed as noncompliance, potentially leading to denial of benefits.
Returning to Work Too Soon
- Importance — Ensure you are medically cleared before returning to work to avoid aggravating your injury.
- Consequence — Returning prematurely can jeopardize both your health and your claim.
Not Keeping Personal Records
- Importance — Maintain personal records of your injury, treatments, and any work missed.
- Consequence — Personal records can support your claim and provide a timeline of events.
Providing Inconsistent Statements
- Importance — Be consistent and truthful in all statements about your injury.
- Consequence — Inconsistencies can be used to discredit your claim.
Seek Legal Assistance
The workers’ compensation system can be overwhelming, especially when dealing with an injury. Seeking legal assistance can significantly improve your chances of a successful claim. Experienced workers’ comp attorneys can guide you through the process, help avoid common pitfalls, and ensure you receive the benefits you deserve.
Contact Altman & Altman, LLP
If you find yourself injured on the job, it is essential to act promptly, seek medical attention, and follow the necessary procedures to a T. Filing a workers’ compensation claim involves several critical steps, and avoiding common mistakes can make a significant difference in the outcome. At Altman & Altman, LLP, we specialize in workers’ compensation cases and are dedicated to helping injured workers navigate the complex claims process with ease. Contact us today for a confidential consultation and to learn more.
